Free for employees. Priced per employee foremployers
Koshpal is an employer-paid benefit, so employees never pay to use it. You pay per employee, per month, so the cost scales with the size of your workforce. Talk to us and we’ll give you a number for your company size.
What’s included
Koshpal gives every employee access to:
- 1:1 sessions with certified CFPs and CAs.
- The Koshpal app to track spending, set budgets and goals, and never miss a due date.
- AI insights to understand spending and improve finances in one place.
- Financial education that meets people in context, with their progress over time.
- Complete privacy so conversations and personal data stay with the employee.
What HR gets with every rollout:
- Onboarding support means you don’t have to do it alone.
- Employer dashboard shows program usage and impact while protecting individuals’ privacy.
- Ongoing workshops and insight keep employees informed and engaged with financial wellbeing.
- Priced per employee, per month, so the cost scales with the size of your workforce.
Your team deserves better than one-off sessions
Legacy benefits often treat the symptoms of financial stress, not the cause. Koshpal is the ongoing relationship employees actually use.
- Certified CFPs and CAs, all year
- Spending, budgets and goals in one app
- Anonymised, aggregated insight for HR
- No commissions, no products pushed
- Education that meets people in context
- One fee per employee, per month
Traditional EAP & one-off sessions
- A helpline most people never call
- One-off webinars that fade by payday
- Little visibility on what it delivers
- Guidance tied to products and commissions
- Scattered tools and separate logins
- Long contracts before you see any value
Everything in the appstays the employee’s own
Spending, budgets, goals, sessions and reminders are private to each person. Employers only ever see anonymised, aggregated trends, never an individual’s data.
Questions about pricing
Koshpal is priced per employee per month and is free for employees. Talk to us and we’ll give you a number for your company size.
About one week: one setup call, your logo and an employee list. We run the kickoff webinar and the employee announcements.
Yes. Start with one team for 60 days, see usage and feedback on the dashboard, then decide on a company-wide plan.
You’ll see sign-ups and sessions on the dashboard from week one. The kickoff webinar, free first sessions and in-app reminders are built to drive take-up.
No. Koshpal is not a bank, a lender, an investment platform or a SEBI-registered investment adviser. Our only income is the employer’s subscription.