Employee financial wellness: your questions answered.
What HR teams and employees ask most about Koshpal: what it costs, how sessions work, who the coaches are and how privacy is protected.
For HR and leadership
A benefit that helps employees manage money with less stress. With Koshpal, every employee gets 1:1 sessions with a certified CFP or CA, an app for budgets, goals and dues, and learning content. HR sees anonymised results.
Koshpal is priced per employee per month and is free for employees. Talk to us and we’ll give you a number for your company size.
About one week: one setup call, your logo and an employee list. We run the kickoff webinar and the employee announcements.
Yes. Start with one team for 60 days, see usage and feedback on the dashboard, then decide on a company-wide plan.
Certified Financial Planners (CFPs) and Chartered Accountants (CAs). They are salaried by Koshpal, so they earn nothing from what an employee buys.
You’ll see sign-ups and sessions on the dashboard from week one. The kickoff webinar, free first sessions and in-app reminders are built to drive take-up.
Sign-ups, sessions, app use and changes in financial confidence over time, all reported in aggregate. Pilot results will be published as they are measured.
No. Koshpal is not a bank, a lender, an investment platform or a SEBI-registered investment adviser. Our only income is the employer’s subscription.
For employees
No. Your sessions, numbers and goals belong to you. Your employer only sees anonymised trends across the company.
Nothing. Your employer pays for it.
As your plan needs. Most people book 2 to 3 sessions a month.
Anything about your money: salary planning, EMIs and loans, credit cards, tax and the old vs new regime, emergency funds, insurance, ESOPs, buying a car or a home, supporting parents.
No. Coaches don’t earn commissions and Koshpal sells no financial products.
Privacy and security
Anonymised, aggregated trends: how many people use Koshpal, engagement over time and the topics people ask about most. Never an individual’s data, who asked what, or the content of any session.
No. We don’t sell data, earn commissions or push products.
Encrypted in transit and at rest, with role-based access.