See where your moneyactually goes


Koshpal turns everyday activity into clear, personal insight. Employees see income against expenses, spending broken down by category, and the patterns they would otherwise miss, so they can decide with confidence.
Spending clarity, the way it should be.
01Income against expenses
See what comes in and what goes out, month by month, in one clear view.
02Spending by category
Every transaction sorted into categories, so the patterns you would otherwise miss become obvious.
Questions about insights
Everything an employee needs in one place: 1:1 financial sessions, spending insights, budgets and goals, and dues and reminders, plus learning and their progress over time.
Nothing, if your employer sponsors it. Koshpal is offered as an employee benefit.
No. Your financial information belongs to you. Your employer sees only aggregated, anonymised insights about the group.
Employees of organisations that partner with Koshpal. Your organisation invites you, then you sign in and either open the app or book a first session with an expert.