1:1 sessions with a certified expert
Most people book 2 to 3 a month. No commissions, no sales pitch.
For employees
Free financial coaching from your employer, and itstays private
Talk to a certified CFP or CA about your salary, EMIs, tax, savings and goals. Use the app to stick to the plan. Your company pays for it and never sees your data.
Your benefit
What you get
Budgets & goals
Set them once and track them across UPI, cards and cash.
Spending insights
See where the month went, by category, in plain language.
Dues & reminders
Bills, EMIs and card payments, with a reminder before each one falls due.
A health check for money
See where you stand on spending, savings and goals, and what to work on next.
Complete privacy
Your employer never sees who asked what.
The journey
Help for every chapter: first salary, big moves, staying in control
- 01
Start strong
Understand your pay, build an emergency fund, and learn what nobody taught you about tax and EMIs.
- 02
Make the big move
A home, a car, a wedding or an ESOP payout, planned with an expert instead of guesswork.
- 03
Stay in control
Retirement, insurance and the calm of knowing where you stand.
Private by Design
Speak freely. It staysbetween you and your coach.
Your questions, your numbers and your conversations are never shared with your employer. They only ever see anonymised trends across the company, never anything that points back to you.
Stays with you
Your sessions, your goals, your questions, your numbers.
Never shared
Your employer only sees anonymised trends, never anything that points back to you.
questions employees ask
What employees ask
No. Your sessions, numbers and goals belong to you. Your employer only sees anonymised trends across the company.
Nothing. Your employer pays for it.
As your plan needs. Most people book 2 to 3 sessions a month.
Anything about your money: salary planning, EMIs and loans, credit cards, tax and the old vs new regime, emergency funds, insurance, ESOPs, buying a car or a home, supporting parents.
No. Coaches don’t earn commissions and Koshpal sells no financial products.